To focus on having less of bills for a potential loss of income is like getting a set of denture made just in case ones teeth rot out, vs brushing them (skills maintenance) to prevent the loss in the first place.  

& Regs. 1320-4-5-.16]: + Medical and allied health services, except services of persons making dentures and artificial teeth. + Religious, charitable, legal, educational, domestic, accounting services, architecture, engineering, surveying, and veterinary services. + Services rendered by nonprofit membership organizations for the promotion of the interest of the members. + Nonprofit educational and research agencies. + Public utilities as defined under Tenn.

I've done maintenance and would gladly take the preventatives like changing an anode rod instead of fielding calls for toilet clogs and pulling dentures out of disposals!

I sent it to my hillbilly dad who drives truck over the road, he emailed me back and said he laughed so hard his dentures fell out...........now thats funny.I also sent it to my nice little 'ol lady of a mother......she didn't see the humor

If this is the last of grandmas money and she can't afford new dentures....go elsewhere.

Ooops, I just dropped my dentures. 

My wife's grandmother fell down at my home, damaged her dentures to the tune of $6,000. 

No where in her question did she say how do I convince Grandma Jo to sell me her house for $20 and some denture cream.

If I had dentures, they would be on the floor.

Use to be that some uninsured lenders (non-banking lenders)like a pension fund would take certain commercial properties on long fixed rate terms, like 15 or 20 years, and they are usually large loan amounts, over 1M, but I believe these are as rare as dentures for a hen or a snipe.Insured lenders can not assume an interest rate risk beyond 7 years and stay within prudent lending practices and remain balanced with the maturity distribution of other investments.