@Maxwell Robertson You're most certainly on the correct path.

I also took this entire section, and fed it to both ChatGPT and Google' Gemini's AIs to see if the calculations seemed correct.

Then you restart this process with your spouse's credit lol.This path is hard, but doable.

Hello, My husband and myself are 63 and 69 years old. My husband is ready to retire and frustrated. We have two rental properties in Los Angeles. One has a 162k mortgage, $1250 tax,Insurance,%3.5 30 yr, worth at least...

After over a decade of investing in Milwaukee I can confirm you have arrived at the correct consclusion.

for movement or settling, 4) Maybe most important because it's so hard to correct...the grading at and around the house.

As I start down one path, I have more questions which leads me down other paths with even more questions. 

@David Cherkowsky   The above is absolutely correct, BUT do not assume you cannot qualify for a conventional loan.

This week, two critical economic reports—the CPI inflation report (Tuesday, February 13) and Initial Jobless Claims (Thursday, February 15)—will provide new insights into whether the Fed will stay on its current path or begin signaling rate cuts.Real estate investors looking to finance new deals, refinance existing loans, or time their next acquisition should closely monitor how these reports shape market expectations for the Fed’s next move.Current Market ConditionsMortgage rates have remained stubbornly high due to persistent inflation and a strong labor market.

I believe that the technically correct answer is that they all moved from California to Texas and Florida, whereupon they realized that it gets extremely hot and humid in those places, has extremely variable weather, and large insects, and are now leaving Texas and Florida.