I mean come on, we all know it don't we, Mensa is not exactly swelling with ranks of real estate agents right.

@Tatiana Conta The simplest answer is that some are and some aren't.

Hey @Tatiana Conta, I definitely think mortgage brokers are worth it.

@Tatiana Conta what property types are you inquiring about?

- Conta Caucionada is the best option for this ?

pagename=conta...http://www.experian.com/disputes/main.htmlIf you have additional questions please reach out to me directly.

It is a Fourplex each unit containg 2 bdrm 1 bath. 

@Tatiana Conta Yes, in many situations I think we could find a lender willing to work with this scenario.

@Tatiana Conta the 1% rule is a bad metric because it doesn't take into account other factors, it likely does not apply as much in Phoenix and part of the reason is that Phoenix is going to have lower expenses than many other areas of the country especially when it comes to insurance and property tax. 

@Tatiana Conta, no question is a dumb question.