On the consumer side with QM I can handle conventional, FHA, VA, and USDA.

These loans are more time consuming, challenging on documentation, and other red tape than you can think of to be honest. 

Im working on getting another appraiser over there in hopes i can get mid to high 6's Maybe try a BPO - this will be cheaper but not as detailed and should give you a general idea of the market - its much more expensive and time consuming to get an appraiser if your going to do multiple of them.  

Now, if you were to refinance to a consumer loan prior to moving, that would be perfectly legit. 

Quote from @Benjamin Larabee: Hi all,My wife and I have worked over the last 7 years to build a rental portfolio and are getting to the point where the bookkeeping/data entry tasks are becoming too time consuming.

To tackle this, I brought in a VA who now manages this task for me, as it was consuming too much of my time.

Everyone knows realtors if they are consumer, it's very unlikely a cold call is going to warrant even an answer these days with call screening.

If you did and had problems leave them a review with the Better Business Bureau, here and also contact the FTC Consumer Protection division.

Hi there,I have been consuming quite a bit of content on creative financing.

After voicing that I will be hiring an attorney and filing a compliant with the Utah Division of Consumer Protection all my ad spend was cut off without warning to make it look like I violating the agreement and I was also locked out of some areas CRM system.