Stock prices don’t like signs of trouble. 

If you don't sign, it's likely the agent will bring you less or no deals.

., 8 AM–5 PM, Mon–Fri due to HOA rules).The clearer your scope, the fewer misunderstandings you’ll face.Signatures:Always have the subcontractor sign first, then you sign.

My community is safe, and yard signs are a great way to advertise my business.

Quote from @Nathan Gesner: Unkempt lawns, trashy or broken down vehicles, mattresses and trash on empty lots, boarded up houses, bars on windows, dealers and hookers on the corners, the lack of stores or gas stations, occupied properties are dilapidated, etc.Or when Google maps shows stuff like this: If those are drug zombies, as they appear to be, that's an "F" class neighborhood where nobody pays rent and structure burnouts are common.

Another option is to co-sign but that has the same impact on my credit and responsibility to the bank.  

However, there may be a commonly expected way of handling it in your area.

Should I try to make the deck on the second floor a common space or as part of a large bedroom?

I am a voice of common sense and help them come up with the best way to manage STRs.

HUD 4000.1 (I believe) is the latest HUD handbook and it goes over all requirements for originating the loan, including but not limited to occupancy requirements and exemptions.FHA occupancy : "At least one Borrower must occupy the Property within 60 Days of signing the security instrument and intend to continue occupancy for at least one year."