While it might feel like an extra charge to tenants, these packages often provide value that indirectly benefits the property owner as well—like reduced maintenance calls or ensuring the property is better protected.In my experience managing a large portfolio of properties, these fees are becoming more common due to the thin margins in property management.

How is PM charging you if the agreement is over?

She is upset because I am charging her for a technician call so now suddenly she's at me with "my lease is not with you" stuff.Just wanted to make sure I was correct in my statement to her.

That’s the best bet.

I bet there were some takeaways looking back. 

That’s the best bet.

Any suggestions on companies that would be willing to insure without charging 30+ thousand a year??

Maybe they should use Richard Wilson's model and only charge sponsors.

Typically, you can only do one rollover per 12-month period (again, IRS Publication 969 has the details).In the end, having the option to invest your HSA funds is usually a better bet than letting them sit in a basic savings account.

Your best bet would be to find a portfolio lender whose niche aligns with your investment strategy.