Quote from @Dyllon Gibbs: Hi All,Does anyone have experience with rent guarantee insurance and any specific companies?

If you're insuring a home to replacement cost, insurance companies don't care about appraisals or what the home is worth.  

Do any of the tenants have Dogs (Breed restrictions are individual to each company).These may not prevent you from getting insurance but they may limit the number of companies willing to insure it.

SIGNED STATEMENT OF INSURED AS REQUIRED BY SECTION 3905.33 OF THE OHIOREVISED CODEThe named insured ___________, acknowledges that the insurance policy (other than life insurance) as described above is to be placed with an insurance company not authorized to do business in Ohio.The insured understands that the insurance company is not a member of the Ohio Insurance Guaranty Association and that Chapter 3955. of the Ohio Revised Code is not applicable to claimants or insureds of said insurance company.

So I’ve read that unbrella insurance providers require you to use them for car and home.

I live in Fl. where insurance is pretty costly but I am also investing in states where insurance seems less expensive.

Workers’ compensation insurance is mandatory if you have employees.

Insurance market across the country is very tough, especially for older product. 

Unless there is an emergency situation, take a lot of photos and call your insurance agent before doing any repairs.

My name is James, and I specialize in the care home and assisted living space.