@Enrique Toledo  If the seller is firm at 10% down, you can always get a personal loan for that 10%. 

Instead of discussing the possibility of owner finance with sellers - what if I offered the opportunity to  JV where they are the equity partner?   

Congrats on finding a property and a willing seller!

I have an opportunity to purchase a mixed use property that seller is open to using partial seller finance.

@Dallas Morioka why use your own money when you can do seller financing. 

Quote from @Joshua Alcantara: I’m looking to move out of the current "red ocean" of real estate wholesaling and focus on helping sellers with problematic titles, such as liens, divorce issues, probate, quitclaim deeds, etc.All my previous high-value assignment fees came from working with sellers who inherited properties without a proper deed.

He pays seller's note ("outside" loan), and then the seller turns around and pays his loan ("inside" loan).

If you have the sellers, the buyers will start reaching out - it likely wont work for some of them and then you can ask what they are looking for and build relationships that way.

We have modified many seller financed notes over the years (with input from the servicer and a qualified attorney as mentioned by others). 

Quote from @Shawn Questa: Hi all,I am curious what some of the Pros would do to Help a Seller in this situation while making a Deal happen.I found a 200+ day old MLS Listing where the Agent said the Seller is in Financial Ruin, hasn't Paid the Mortgage in a year, owes about 180k on an approx. 210k House and multiple Buyers have backed out.I don't know how someone could not Pay their Note in a year and not at least be in Pre-foreclosure.