Most are being encouraged to buy Class B-minus rentals and below, but no one corrects them about their mistake of using Class A assumptions on these rentals:When a newbie gets smacked with reality via their losses, they then can only suck it up until time improves their mistake or dump at a loss.So, my question is, why can't we all do better and grow our industry with integrity?

I was just thinking today there was all this excitement about VA loan assumptions there for a while when interest rates started going up. 

At it's basic level:Assumption: Asking the bank to turn the loan over to you and going through the normal underwriting process, credit, income, DTI ratio etc SubTo: Taking over the loan without telling the bank, no un...

A couple of assumptions I see here stand out to me.

We approached the existing lender for a loan assumption.

Try AI resources like Chatgpt and Gemeni, you will have to feed your data and assumptions and they will both do wonders.  

I mainly want to ask if these assumptions are reasonable and if there's anything I haven't considered:(1) multifamily units in NJ close to New York City, ~$1,000,000, 20% down payment, (2) Using the following assumptions: 4% appreciation rate, 6.5% interest rate and 5.0% refinance after 5 years, $10,000 yearly maintenance fee(3) ~$6,000 monthly rental and assume 3% increase yearly with 5% vacancy rate(4) Based on the above, the calculated IRR if selling at the 10th year is ~19% (considering tax benefits) and ~17% (without tax benefits).

My assumption is that this means that in order to raise 50 million as a security, the fee for said shares would be just 7500 dollars.

This arrange that you will have will likely be a headache(major assumption on my part).First - Do not do business with a friend. 

Since pro forma's are a projection they are as good as their assumptions, as an investor, you need to agree with the underlying assumptions.