My husband and I purchased our first Costa Rica property last year and were advised by our agent that in almost 6 years of working in that market he had only ever seen 1 American Couple successfully obtain a mortgage in Costa Rica and it was from Scotia Bank. 

@Jake AndronicoI’ve looked into them but have never executed one.Let me say they will be expensive and complicated.I think what you will find if one is trying to defer $50,000 to $100,000 in gain, it’s not going to be worth the time and trouble.On the other hand, if client is trying to defer gain of $500,000 to $1,000,000, it’s worth the time and trouble.I use First American Exchange for my own account a dozen times and they have been right on the money.Google them and reach out.Arn

The country is great for lifestyle and I believe most American (and other foreigners) buy for lifestyle.

In 2022, half of American renters spent over 30% of their income on rent and utilities, the highest percentage ever recorded. 

That puts you in the top 60% of Americans.

All the response from Radd manager was as long as I get update from executives I will call you.

I'd really like to find someone here who has dealt with them :-)Hey Randy, check out the American Association of Private lenders.

This transaction highlights our ability to identify and execute quick, profitable deals with minimal holding time.

At the moment, we are using American Modern and Sage Sure through our insurance broker. 

Stable demand, in retiree market - yes, but also in several other segments: professional working remotely, new Americans.