I am seeking advice on weather to replace it with pressure treated wood (cheaper) or composite (lower maintenance).

You could have it to changed to something similar to what we have with a "temporarily off market" designation, which I believe doesn't trigger the services that sell expired info to agents.

I am into design, art, travel, and meeting new people. 

. - My design director makes coffee that approaches nuclear strength.

Just make sure you can weather the storm if it comes.

I second Matt, check to make sure your house does not have historic designation.

The 2nd, and this is what I believe to be the big one, is that I have my CFA designation.

We have modified kitchen design and added extra cabinets and Insland etc so that drove higher cost.For us some lesson learned, you want to go much details in contract and this is part where I need to learn and it is not easy to deal with contractors.

There is no form of basement construction that is waterproof by design.

Letters around $0.70 to $0.85 for printing and postage.If you get into fancier, glossy items it will run more.So, a letter campaign of 500 pieces per month would get you $375 to $425.These don't include costs for buying lists or design work you might.