Then add to that: don't shake their hands, wash your hands with soap and water more frequently, if the place they are viewing is unoccupied, open the door and then let them view it while you wait outside, answer any of their questions outside (in the fresh air).As for tenants, don't send anything out.

The rents are below market price and include all the utilities except electricity (Water, Sewer, and Trash are included).

In reality the risks of the coronavirus are low and while minimizing contact is good (along with washing your hands more frequently with soap and water), perspective is important. 

If you put plants next to the house, the tenants need to keep them alive and they will be watering next to the foundation/basement windows.

You need to tighten us your insurance, electric, and water bills. $80 is certainly wrong for each.

background: Four plex; gas and water by building owner. high cost; hard to rent?!

Any balances due, tenants with late payments still dueIdentify any existing evictions in progressCertificate of Occupancy from the City of LA9a Property Report Natural Hazards Disclosure Statement Copies of all current insurance policies and insurance company contact infoLoss run from the insurance carrier (my insurance broker requires this from seller)Copies of ad valorem tax statements covering the Property for the last twelve (12) months, if anyCopies of electric bills for last 12 monthsCopies of gas bills for last 12 monthsCopies of water and sewer bill for the last 12 monthsCopies of trash bills for the last 12 monthsCopies of any vendor service contracts (common ones include landscaping, interior cleaning, laundry, fire alarm monitoring, and pest control) Copies of any environmental studies affecting the property, if any.A list of anything that will not convey with property (common items include laundry machines and appliances owned by seller)Copy of current management agreementCopies of all existing surveys of the Property, if any.Copies of all warranties for appliances, equipment, utilities, roof, paving, pool, etc., if any.Copies of the last three years’ profit and loss statementsList of all capital expenditures in the last 3 yearsDate of systems updates, if known (plumbing, electric, roof, HVAC) Preliminary Title ReportCopies of the most recent title insurance policies, if any.

I know what when I turn a faucet on in the garage/effeciency no water comes out.

How do we stay out of hot water with the lender while remaining in our single-family house? 

My capex budget includes roof 25 year life span, floors 10 year life span, appliances and hot water heater 12 year life span, hvac 20 year life span, bath and kitchen remodel 20 year life span, etc.