Electric, Natural Gas and Telecommunications separate per unit paid by the tenant.

Not being from Massachusetts, I'd vote Google ;-) Honestly, look up "veteran small business programs", "veteran real estate loan programs", things of that nature and you'll probably find some good stuff.

For example, let’s say that a borrower has salary income of $1,800 per month, a Net Renal Loss (from the subject and other properties combined) of $100 per month, and existing non-mortgage liabilities of $750 per month.By taking the Net Rental Loss and reducing the income instead of increasing the liabilities, the DTI is more favorable.Structuring OwnershipWith a Conventional loan, the deed must be recorded in either the personal name of the borrower(s), or in an Inter Vivos REVOCABLE trust, assuming the following conditions are met: The trust must be established by one or more natural persons, solely or jointlyThe primary beneficiary of the trust must be the individual(s) establishing the trustThe trustee(s) must include either:o The individual establishing the trusto An institutional trustee that customarily performs trust functions and is authorized to act as trustee under the laws of the applicable stateThe trustee(s) must have the power to mortgage the security property for the purpose of securing a loan to the party (or parties) who are the borrower(s) under the mortgage or deed of trust notePlease note that FNMA does NOT allow you to close in an LLC or other type of business entity.

It only specifies how to use the fund from filing an insurance claim after there is any damage or natural disasters. 

My suspicion is that due to the unique nature of the recent crisis that the housing market will stay bullish longer than average.  

No way would I provide cable or internet to tenants, any more than I would provide water, electricity, or natural gas.

Then it becomes second nature.

For larger "improvements" that were not on the {near term} plan for the property, we negotiate a rent increase and/or extended lease term {Naturally, it would have to be a tenant whom we would like to keep longer ;)}.

Flipping can be a natural match to rentals if you're familiar with the costs of rehab and have a fairly good idea what would go into getting a place ready for resale.

In spite of considerable due diligence, I have a not insignificant natural gas problem that will equal $$$ to fix.