(The 2 years allows me to house hack for free since I am stationed here for 2 yrsPre-context:-VA funding fell through at appraisal because he had non permitted renovations and was using the property as a 5 unitPM me for more infoThank you!

Hard money lender is not going to give you one lump sum cash to be free to spend.

George - I think that the owners most likely to seller finance a portion of the sale are those that have owned their property for a LONG time (potentially looking for residual income) and owners than own their property either "free and clear" (without a mortgage/debt) as they have more flexibility.

We're assuming we'll remain at or near existing rents for the next few years, and planning on it if our current tenants stay. 

This affords you 2-3 properties using a portion of the $400K you have and the rest to hold onto for reserves and to stay cash fluid.

Free attorneys from tenant-support groups are very effective in finding ways to block and delay.PS: for anyone interested in supporting our landlord legislative efforts please join the Rental Property Association of Wisconsin RPAWI.org which is a Milwaukee-based non-profit.Cashflow in Milwaukee is still possible at current interest rates, but you have to be careful to not "buy cashflow" with a huge capex liability that comes with old buildings! 

Feel free to dm me.Best of luck!

If you have enough money in accounts there, their checking is free, bill pay is free, and they reimburse for all ATM fees. 

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