I think they are shopping you for a fantastic deal while you take on the same risk as a hard money lender with none of the support if something goes wrong. 

Maybe I need to purchase better champagne.I am definitely open to any ideas that anybody has for bringing serious buyers to an open house, rather than people who are just looking.That episode with the safe really confirmed his moron status.

It's time to shop your insurance.

Definitely shop around.

Glad I asked, otherwise I wouldn't have shopped further.  

 - Maybe you should start shopping for a friendlier bank.Good Luck

If you're doing just a conventional mortgage I would shop around at the Credit Unions.

To show my authenticity I tell them about a couple of my properties to give them a warm fuzzy or talk shop "do you follow Biggerpockets, MrLandlord, or some recent L/T law passed.  

I have a client that own land out right and she want to start out  building about 4 houses and then moving forward with a small subdivision the houses will be 90k -120k range.I'm running into several local Realtors who have set up shop per say with a builder and don't want to release the builder name due to some type of agreement they have to represent this builder. 

Just google "data safer in the cloud or onsite".