A construction loan can do the same.

She is going to work on the application in the next couple days and hope to have some good news there, would be the best option for all of us involved.

I currently own 18 single-family homes in the same area (1.9m value, Cash flow avg 320 per unit).

It seems as if any buyer is going to have the same issue. 

A market is defined by common properties, of the same size and type, within a specific area. 

For example it has to be owner occupied 6 months out of the year, max of 120 days (exceptions can be made), etc.

So because the other unoccupied unit has the same number of bedrooms owner occupied might be a no-go, but the SFH (2b, 1ba, w/garage) unit has a larger square footage and garage access, so wondering if we might be able to get use that as a means to occupy that unit.

It's the same referral out on any business, including your own, as long as all parties are licensed.2.

Let me know when you are interested in the same for Southwest Florida, Lee, Charlotte and Collier Counties.

It will greatly improve your finances day-to-day.