You have a lot of responses that really do not apply, and I’ll be the first to admit that I have no idea why this is the case.I have triplex in SW, NH, owner occupied since 1988, my FICO is ~770, no claim history.

@Andrew Postell Thank you for your quick response!

How many responses from craigslist do you tend to see in a day/week?

(Not to say you wouldn't, but this is my personal experience.)On to lease/sub-lease--If you want to do that, you are a TENANT and responsible for everything your sub-tenant does. 

The more unique your list and message, the more likely you are to improve your response rate. 

I have a situation now where I'm trying to evict a woman, and in response she called the city building inspector.

Great response.

Hi,A friend of mine who has no credit, but is otherwise very responsible, has requested me to buy a house for her family so she can rent from me. 

I also ran across a couple of responses from attorneys stating, " wholesaling is illegal"? 

The only national bank we have encountered that has made a business decision not to hold such trust accounts is Chase.The issue is that it will be your responsibility to educate your banker on what you need.