I'm aware reverse mortgages are for people who are 62 years old and older but is there any other program or something similar to this for people younger than that age?  

Hi @Tony Roddenberry my husband and I bought property through tax sale on courthouse steps some years ago, waited redemption period of a year, built a house on it and sold with help of city's first time buyer program.

I traveled for many years and didn't utilize the advantages of miles and points programs. 

There is another firm that says they are not big on "teams"...but do a 6 week training program and will assign a "mentor" to her and this mentor gets a flat fee for say the first 3 or 4 transactions my wife completes. 

We have been using a program called Rent Tech Direct.

You know the sort: "...AND if you buy our Supreme Infinity Pro Gold Program...".

@John Bower I'm moving to Troy this summer for my wife's masters program at RPI and am trying to get a lay of the land.  

Yes very possible I can send you information on the program via email.

I have even seen programs where you get "Rapid Paid".  

Another thing that you may find helpful:Wells Fargo - Has a program for commercial properties (5Units > )where you can get a fixed interest rate for a 15 year/20 year term as long as the maximum loan amount does not exceed 750K.