The customer service is great on their higher tier products and from my experience, getting additional offers has not been a problem.

A couple years ago, one of the HELOC's was frozen due to "declining real estate values".

Make sure you have your own attorney review the contracts before using them in your own business.There was no hype, no further sales pitch for another product, no promising access to an "exclusive REIA network" (think: Phil Grove - REIMatcher, Than Merrill - Fortune Builders), or any other yada yada to get someone to buy more products and/or get sucked into an MLM-esque "network".

You can google Florida Mortgage Brokers and Loan Officers: They usually have access to 1000s of loan products from small to medium mortgage companies, and have the widest array of available products.

I am very entrepreneurial and my passion is to launch a consumer product business in the short term, while investing in real estate in the long term by doing buy and holds.

That tells me I have a decent product.

One of my biggest problems has been properly locating and finding the correct information on the owner to make a solid connection.I have tried a few different ways like looking up the owner's name on the internet and whitepages.com although neither has really proven to be productive.

The CFPB was created in 2011 under Dodd Frank and it is an independent federal agency that holds primary responsibility for regulating consumer protection with regard to financial products and services.

retirement based real estate loanI LOCATED THE ABOVE PRODUCT FROM 1ST BANK BUT COULDNT QUALIFY BECAUSE MY CREDIT SCORE DOESNT EXCEED 680.

This plan allows for maximum flexibility for your product in the market.