The only thing with local banks is that they often won't let you use that money outside the local area, mine has a 50 mile radius fro their head branch.I recently moved to Maryland and haven't tried the system here yet, so can't say it will work everywhere.I realize this is an older thread but just obtained an unsecured revolving line of credit through TD bank, so this is one of the bigger institutions that does offer this product, at least in Maryland. 

Then try to search the internet for the product based on that info.

Hello Joseph; To answer your question: Its all depends on your situation (resources) and what type of property you are buying, that will determine which loan product is best for you.

Perhaps we might be able to get a discount at local or box stores that specialize in home improvements/building products.

I'd definitely do it all at once, having both done construction and scheduled subs it is definitely worth not only the cost savings but the time and final product usually looks better since it was all done together.If money is the issue, with no mortgage as you said, what about a HELOC or a private loan against the property to complete the project all at once.

Not interested in getting pitched products just looking to network and meet like minded people.

Where do you think I can help shave some from the budget but still maintain a great finished product?

The bathroom and kitchen floors have been tiled using high quality durable products.

When the new tenant moves in, we present them with a gift that is basically a starter kit of cleaning products and other items that help protect our property from damage.

Josh, when you are working with your lender to select a loan program they should tell you if your loan is a Fannie/Freddie product.