I want to buy commercial real estate as an investment with the intent of using some of the space to do something in the food space. 

I am looking to get credible information regarding property type conversion in Indiana.If a property is zoned Commercial and is currently being used as a residential duplex, can it be turned to residential zoning? 

My investment strategy is to buy and hold small multi-family units and eventually move into some larger commercial properties. 

In your example, you could have your LLC's, Trusts, etc on a single commercial Property & General Liability policy.  

I had the BP reports handy so I included them Once I get the commercial properties, the new duplex, and the SFH stabilized I'll share those.

I have 105 acres of land under assignable contract in Augusta, GA on a main highway.  4+ acres is commercial and the otr 101 acres is zoned Agri-residential, but could easily be rezoned commercial or used for mixed use.   

My day to day job is as a critical facility engineer for a data center, with my specialty being HVAC and commercial electrical. 

Put another way, if you're buying an asset with cash, or some other way that's not tied to bank's interest rates, you're going to do better than someone like myself still using traditional commercial lending.

If you want to find Lenders to provide capital to Investors for the purposes of acquiring, improving and reselling real estate (SFRs, MFRs, Commercial), visit these websites:https://www.scotsmanguide.com/Residential/LenderSe...https://privatelenderlink.com/Both websites allow you to search for local lenders in your Cities / States.Most of the lenders there will more than likely approve 80-85% Purchase + 100% Rehab CostsTypical costs right now are ~10% Interest and ~2 points1-year term, interest-only, no pre-payment penalty.

So, after 2+ months of being told there would be no problem getting a mortgage but would need to be a commercial mortgage with 30% down, we heard today from the credit union  - we were turned down.Looking for suggestions on a financial institution that will give us a mortgage for $45k - $50k for the rental property we have under contract in Pontiac.We are Canadian & already own 2 sfr income properties in Warren, Mi.