And there are other people who don't make those sacrifices but would rather seek out entertainment in order to have fun or distract themselves from their circumstances in life.  

It’s a pretty big change in circumstances when someone plans on two months somewhere and something like that happens.  

Maybe in certain convoluted circumstances, like being a partner in an LLC which then rents the property to one of the partners, or something like that.

Side note - In this example, I neglected to include vacancy.

There are no unusual circumstances like high flood risk or anything, so we want to confirm with others that this is reasonable to expect.What do you think we could expect for smaller multifamily insurance rates?

I ended up renting out this property only by circumstance, and have not yet decided if I will eventually sell it, or move back in, or continue renting it out.

A way to negotiate this circumstance is to take the portion of the transaction price that you feel is over the top of the market and in the offer have the Seller carry that portion in a subordinate position like 15 due in 3.

Although depending on circumstances you as a judge may feel they owe more to the sellers than just the EM.

Seems like no one can buy right now and there are A LOT of people unloading properties at huge profits and then looking for apartments... probably 5-10 years before they would have under normal circumstances.

On the other hand, if you are looking for less easy, but more rewarding (in my opinion), decide how much work you can do given your current circumstances.