Cheaper pad is available @Erin Silva

No matter, it would all be cheaper the taking out the slab and lowering the floor or jacking up the house.

I personally feel it depends on your market, but if you shop around and are savvy enough, you may be able to build cheaper. 

@Vilson Nikollaj Whether or not box 3 is taxable is ultimately decided by if the interest would have been deductible if the debt was actually paid. 

My accountant is telling me that if I have gains from more than a couple notes per year, or invest in an LLC as part of a JV deal, the IRS will view me as running a business from my IRA, in an active manner, so the gains will be taxable to the IRA.  

Feltus also explained that “Postcards are substantially cheaper than yellow letters” and therefore postcards allow one to “cast a wider net with” one’s “marketing budget.”

It would far easier and cheaper to pull the damaged drywall and re-sheet.

New paint, over wood paneling, new vinyl (wood-like flooring), cheaper new countertop (vinyl), all new stainless appliances, new lighting, new hardware on cabinets. 

You bought a place, sat on your behind for a few years, did nothing else, and now appreciation has built up your equity because the property is in a prime location when had you instead bought in a cheaper market prices would likely not have moved much, if at all, or maybe even down after inflation is factored so you wouldn't have the burden of all that "dead equity".

. :-)And I am definitely thinking about CO too since we will move out that way in the next 4-5 years but getting started in NWI seems like a cheaper way to get it all started.So now I just have to figure out what to do with my 401K.