Or, would just 25% of the yearly taxable profits be able to be claimed? 

You may be best off with something with about a 1/3 cheaper purchase price.

It was cheaper then purchasing a list from a 3rd party.  

I assume the light portion would be cheaper flood insurance because the flood plane is less "severe."

I ask because my stamps, printed letters and envelopes are still cheaper than online services.  

., there are no strings of any kind attached), there are no taxable income consequences to anyone because a true gift is not considered taxable income.If you want to do more than $14,000 you can explore gifting twice that amount if you are married and your spouse either gives funds, or you make an election to split gift with her which would require a gift tax return just to make the election.Beyond those amounts you might need to file a gift tax return, but with the the lifetime gifting limits over 5 million dollars you would likely not have any consequences other than a gift tax return filing assuming you have not gifted previously over the 5 million+ limitation.I don't believe Mass has a Gift Tax, but you can do a quick internet search to confirm that.  

Wood would be a bit cheaper but it should have a vapor barrier over it before the stucco is applied, unlike block.If you ever need to run additional wires, cables, plumbing, etc., it's nice to have wood walls rather than block.There are plenty of wood frame homes down here.  

Iv suggested maybe trying a new contractor to see if we could get a better deal, but his response is that at his current hourly wage he's cheaper than we would get anyone else to do it.

The taxes are cheaper and a better school.

After some research, I realized I could get a job at a number of casinos in Florida, where property can be had for much cheaper than here, while rents can still make them cash flow.