If you are going to hold the property long term, I am not sure how you can beat a conventional 30 Year Mortgage.

It almost always will help the property sell faster.

So the opening bid price is going to be at least 5 years of delinquency if the property is structured and then it goes to the highest bidder. 

I will definitely be at the meeting this Monday!

Also, my Credit Union has been better and faster with computer security than big banks.

However, you still need to be at the allowable LTV for that property type based on the purchase price.  

Beat some scenes into it and force it out to work. 

Thomas with TG Resources, Beating the streets, Generating leads, I investigated and found details on a home I have been doing research on for quite some time on.

While smart on FHA's part, made it a lot more difficult for buyers/borrowers using FHA's program to purchase in higher cost markets since the rent to price ratio typically needs to be at .90% or higher (approx) to make this SS rule fly.Freddie Mac Home possible is another program that is promising to lift this requirement and still offer a very competitive low down payment of 5% for 2-4 unit properties.There are a few stipulations and an income restriction for the borrower to qualify, but in most metro  areas  there are no income limits in a predominant area of the city.

When I left IT, I tried real estate investing on my own and eventually got it right, but it would have gone much faster and more profitably if I had a mentor.