Listening to Crime Junkie podcasts, walking at the lake, drinking mimosas with my neighbors, picking veggies out of my garden, playing with my two kids, trying to make my house look nice, hanging out at the neighborhood pool, trying new restaurants, traveling to new places, and playing tennis (just started back up). 

A HUGE petpeave I have here on BP is that everyone is a self-proclaimed expert and everyone dresses their opinions up as "facts" yet NO ONE provides back up, proof or evidence.I try to show people what they are doing is REfrigginTARDED.

I prefer a HELOC as a backup option.

I am actually shocked that what stared as a solutions-oriented discussion about accountability and ethical entrepreneurship has devolved into a few severely ignorant ilk using eugenicist pseudoscience to back up claims as to why some people are inherently less worthy of fundamental Maslowian needs.

We had a similar situation when we purchased a condo for 200,000 in 2005 and it didn't climb back up to being worth 200,000 again until 2021; most of the time in between the value was hovering around $150,000. 

Evaluate your worst case scenario and your backup plans to determine the amount of low return cash reserves that are appropriate for you.

Granted, they will then sell you a title insurance policy to back up the title.

Find a good cleaner and a backup.

My personal business was destroyed and i lost nearly every single client, but after the entire month of April 2020 had cancelled reservations, (thanks for “having our back” Airbnb) thankfully May picked right back up and i had some folks that stepped in to help me while i was away.

But it sounds like a great backup plan.