Any guidance and assistance would be greatly appreciated. 

I have near 800 credit score, more than enough to put a substantial amount down, no debt (except owing $700 for a iphone and cc balance I could easily pay off), and am a financially responsible individual, just in the process of generating more income.

Daniel,If I can be of assistance please reach out.

I can assist. 

If they are on the same deed and parcel then it would be commercial since 5+ units.If they are individual deeds and parcels then they are technically separate properties.

Again, if you're just renting your unit as an individual this may not matter.

She also said that they wouldn't owe tax on the sale of the "personal residence" portion of the property as long as the gain on that piece wasn't over $250k for Individual / $500k for Joint.  

Maybe you can increase income by renting rooms individually for a greater return.

@Arturo Fuentes Ask your lender if there is down payment assistance program available in your area. 

I'm primarily looking to work side by side with a reputable attorney who could assist me with double closings, and one that could analyze my contracts to ensure that they are legalized to be used in the Huntsville Al area..