Is this considered Commercial?

[Matthew Rembish]

So I'm interested in two properties near me but was unsure of whether they would both be considered commercial. The reason I am so concerned about them being commercial is because I know that you have a lot more control over the value (using NOI) than you do with residential (determined by market comps). Here is a brief description of each:

A. Property 1: 6 unit building (4 residential units upstairs and two commercial storefronts on ground level, all contained within one building)

B. Property 2: 6 unit property (2 buildings on one lot in a mixed neighborhood; the first building has 4 units and the building behind it has 2 units)

If I was asked, I'd say that Property A is commercial and Property B isn't but that's just my opinion. What is everyone's thoughts?

Any feedback is very much appreciated, thanks!

[Dan Handford]

@Michael Plante It doesn't matter what the zoning says....because it could still say residential and the lenders treat it as commercial since there are 5+ units on one lot/parcel or they are contiguous on separate parcels.

@Yonah Weiss I agree that both would be commercial from the lender perspective but they would be depreciated via residential schedule of 27.5 years. Good point!

Sorry for the dual posts here but while responding to first posts others made additional posts. 

I really enjoy how everyone participates and swiftly on these posts. It is very helpful to everyone.