I am planning an annual retreat in September, and it will be kid friendly and specifically structured for mommas.

I felt like I had a decent January but then added charges from my rental company ate up all the income, so I guess I'm trying to do my due diligence now.

The losses will stay with the property and not move over to your personal income side.

I've been reading about the DSCR loan that doesn't require income proof, but I've heard some people say you need to have a primary house in order to be qualified.

I've recently changed careers (01/2017) and am self employed as a RE Agent so I don't have a steady income to pay it down!

Most likely no tax difference, unless the annual interest amount approaches your standard deduction of $12k ish.All being relatively equal, I'd take the path of fastest removal of her from title.   

If you can’t, then try to go 5-story and get more density of units. 4-story usually incurs all of the additional cost for commercial code without the additional income from higher density.

My partner on the deal financed it using his W-2 income.

Can you qualify with IRS income taxes, credit and 80% loan to value non owner in the future?

With that said, the total returns still crush average annual returns in the stock market (although I’m heavily invested there, too).