New to BiggerPockets!

[Sole Angel]

Good afternoon! I'm new to BiggerPockets and was wondering if I have a 7-month gap in my work history, can I still be approved for a loan? This would be my first property I'm investing in. I don't have any debt at all and have a 778 credit score, but I don't have two years of consistent work history. My last employer was only for 11 months, from August 2022 to July 2023. I work two part-time jobs, probably making about $25k a year, and I have some money in my HYSA (about $10k). I'm also looking to buy my first investment property next year, in 2025. Does my first employer from August 2022 to July 2023 still count for a 2-year work history for next year in 2025?

I've been reading about the DSCR loan that doesn't require income proof, but I've heard some people say you need to have a primary house in order to be qualified. Is that true?

I love to hear back!