While any licensed, insured, and bonded contractor is allowed to do the work, without 203k education or 203k experience, the contractor won't know the different versions of the 203k, timelines, guidelines, bid/estimate format, payment process, etc. and will be basically winging it.

Are using the Core or Pro version?

He is asking for the truth not your version of the truth.

I also don't like how long it takes for the checks to clear I do use the free version and takes about 5 business days to clear. 

If you want the paid version it's only $399 a year.

(Do not use earlier versions, because the tax law has changed substantially, and because you might end up using this software for the actual tax return.)

The short version: looks like it will cash flow on paper but in reality with repairs and potential tenant issues it won't, very affordable purchase prices (Indianapolis range is $120,000 to low $200,000 depending on the Class C area or distressed properties under $100,000, many times older homes with sewer line and foundation issues, stolen AC units (get a cage for the unit), Class C is volatile.

The absolute worst version of Section 8 is when Sec 8 pays part of the rent, and the resident "pays" the rest.

In reality, they are another, perhaps more sophisticated version of "we buy your house for cash." 

It's hard for me (as a reader) to take a "education programs are great" comments seriously if they are also trying to sell versions of those programs.