Mortgage forbearance - yes or no?

[Adam Tafel]

Fanny/Freddy have put special provisions in place to help homeowners and landlords. Has anyone read the fine print? Wondering if there is any downside to doing this for a few months. Even if your property is fully rented, this is essentially a government-mandated interest-free loan. The program might only last a few months, but what if I'm not seeing vacancy issues until fall? It would help to stock up the extra cash reserves, assuming there are no fees/credit actions associated with requesting forbearance?