So it's good that you did that already because if you hadn't you would have lost the ability to withhold any portion of her security deposit. 

A lot of cats lost their pants while being greedy.

I lost about 10-15 grand due to poor property management companies until I found a good one. 

Lost his job.

If that combined lump sum is enough to have a major negative impact on your parents lives if it were to be lost/diminished significantly then you might want to reconsider taking this idea any further.

Do not waste even 1 day thinking about it, every day lost hesitating is money out of your pocket.

As to actually finding them, I'm a little lost where to take my first step.

Lost my wife to cancer and went through bankruptcy 4.5 yrs ago. 650 range score.                   

The knowledge you'll get working side by side with an expert alone will be worth all the "lost" percentage.

Well talking to my broker she is a little lost to what I am trying to do and does not have much answers for me of how I can go about doing this and what the brokers involvement in all of this is going to be...