We have a 4,000 sq ft rectangular patch of grass that I'd like to explore building an ADU on.

If you'd like to explore, email me.

I am pretty new and would like to learn/explore different options.Thanks.

You can get a HELOC on the property after you close or explore delayed financing.

@Philip Smith,Hello, and Welcome to REI (Real Estate Investing).Everything else aside, my take is that you need to explore the worlds of REI and small business.

I should have explore more options before I apply for it wit the TD bank... thx u guys

If I wanted to explore lenders, what do you call a lender who makes these kinds of loans? 

In order to really stay above my competitors and serve my owners and tenants, I'd like to continue to use technology and efficiencies we've implemented in order to really be better at what we do and set higher goals.I really do not like the idea of loans, I've explored the many offerings and daunting possibilities to go into debt.

If you haven't already, check out the guides: https://www.biggerpockets.com/guides There is a wealth of knowledge there that can get the brain to thinking and exploring things.Are you attending the local REIA meetings in your area? 

Just exploring options.Thanks!