Tenant sneaks very important clause into his landlord's lease.....yes,  the Landlord will provide a birthday cake on the Tenant's Birthday...http://news.yahoo.com/tenant-sneaks-very-important...

If your inspector flags the roof and you want a roof guy to look at it, but the seller doesn't want to give you time to get a roof guy out there, you should assume they are being shady actors, that they are trying to hide something, and you should 100% walk in 100% of cases.If the inspection results come back clean and/or only revealing things you already knew about from the seller disclosures, great that is how it is supposed to play out and you've got an honest/forthright seller. 10 days is PLENTY of time, unless the seller is being shady or is ignorant of the home they are selling, which is THEIR fault.The California Assn of Realtors Residential Purchase Agreement, in whole, is a fair document IMO.

When we make an offer, we include a full complement of documents and an earnest money check.

For the Chicago want to be landlords, see http://www.cicchicago.com/documents-training/prope...A lot of banks will want to see financial statements from the current owner.

Is it really any different than modify a lease or other document you get online or from an attorney?

Get Real Estate Brokerage licenseRequires me to have a real estate license for 5 year and practice the last 2 year prior to getting the brokerage license.12/2021-3/2022 Real Estate Licensing FEE(does not include REALTOR Or BROKERAGE FEE) Real Estate Class (Audio books, Extras) 299 Application Fee 89 Fingerprinting 60 Practice Test 20 Test Fee 32 Post Test Class 119 Subtotal 619 GMAT Book 144 Test 250 Subtotal 394 MBA Pre-requisite module 3000 In-state Tuition 16617.24 Online Class Fee 1800 Documentation Fee 100 Subtotal 21517.24 CPA Self-Study Review Course 1300 Apply for 2 section AUD + BEC 536.60 Apply for 2 section FAR + REG 536.60 Reapply For REG (Retake Exam) 271.25 Self-Study ethics exam 125 Initial CPA certificate application 165 Subtotal 2934.45 Summary of fee Excluding Brokerage License Real Estate License 619 GMAT 394 MBA 21517.24 CPA 2934.45 Real Estate Brokerage License ------ Subtotal 25464.69 So this is my plan thus far.

I thought I would be able to find 15-20 year at market rates with our good down payment and credit history.

I have one supervisor who is responsible for managing my duties at both companies.So here is my concern - I am concerned that underwriting will consider my second paycheck as a second job, and therefore not include the income b/c I do not have a 1 or 2 year history of that additional income.The house I want to purchase is 500K and I have a 15% down payment saved and I can afford it with my new salary of both companies, but I will not meet the DTI criteria if the additional compensation from promotion is not counted.

And history: my credit is not good due to a foreclosure etc secondary to a divorce.

I have been visiting family most every year and now that I've retired I have been residing in both countries during the year I sold my ranch in Oz in 2010 and bought my first sfr in the central valley in 2012 cash during the next couple of years I tried to by others but could not get finance,as it turns out for various reasons i.e. no credit score for lack of history for the years I was away, foreign assets and income is not acceptable here in the U.S.