Im scheduled to look at it Monday but frankly being right next to Penn St U and a shortage of student housing this seems to good to be true.https://www.biggerpockets.com/buy_and_hold_results/834188.pdf?

u=http-3A__cin.ci_2ADgx3s&d=DwICaQ&c=fie8CffxQEyLNW7eyn-hJg&r=IlJlcrGTkYct4O0noio_45mTQ18L7QtF-_QtkIkDrPA&m=M_XgjFLPSBA0KKCWQ2dvti_EvnEFp5z9qQvjupUQHws&s=-bt__seberdB73tjqVrYhVFnKY4-4ewICMK9CIUbem8&e=https://urldefense.proofpoint.com/v2/url?

:Sweet mercy, commercial loans are looking less attractive by the day....U want lowest rates this is how you get them.. this is totally normal  .. loan covenants etc.and what happens when U get out of balance IE your income does not cover DCR get ready for a cash call  :)or U can pay a little higher rate and not worry about these things.I have been providing quarterly's for going on 25 years now.. so I would not know the difference anyway.. if your in the business this stuff should all be at the tip of your fingers anyway.my main concern is always meeting the net worth requirements .. 

Does each room rent for about $525 ($2100 / 4 = $525) How things at the U of A with Covid this semester (Fall 2020)?

U need money to transact in RE.. other wise become an Agent or a lender and make fee's to build up your money bucket.

There was no particular reason that attracted me to Wilkes-Barre just was breezing through the Trulia app...lol   If it possible, can u recommend a Real Estate agent that can assist me in finding good rentals properties in the area.  

You WILL get a ton of NO's, F U's, etc ;) but those are just one step closer to that first YES.Another strategy is to bulk order stamps and colorful envelopes from Ebay and start hand-addressing those leads on the list.

Markets I know nothing about except on paper, but know their cap rate tends to be higher.enough of my indecisions, what do u all think?

so basically multifamilys are usually rented and how about single family homes are they usually bought. if other wise how can u tell if a single family home is in a buyers or renters market. also national average cap rate is 6 precent so should i use that as a basis. 

I do understand the gist from what u have read.