All the time with my college rentals: TVs, radios, cell phones, golf clubs, weights, CDs, bicycles, street signs, once a fire hydrant...

Same goes for when values were rapidly increasing only the Zestimates were lower.

Now, just because they are pessimistic about appreciation doesn't mean they fully expect NO appreciation, they just aren't giving it much weight to their decision.

They did not roll with a 100 pound weight roller.

I suggest the HP 12 C or the TI, BA II, both are accurate within one tenth of one percent, the accuracy required by federal law in disclosing an APR to a borrower.As pointed out in the link that Bryan so kindly provided, the CAP Rate, as stated is not a correect calculation as explained, however it went a little limp when speaking of appraisal methods and weighted significance, not wrong but not correct either, it would be better for any student to become familiar with other financial and economic considerations; Look to a Manger's Internal Rate of Return and Opportunity Costs of investment choices or alternative investments, this is where an appraiser will be seeking the cap rate for a subject property, with other investments (not necessairly real estate) can provide a return to an investor considering risk, knowledge required to manage the investment, costs to enter that investment market and managerial costs that will provide a similar yield on the net amounts invested.How did we get so far afield from amortization?

I don't think that argument holds weight.

Your co-signer will carry your weight, so them being in US soil and them having a stable job is the basis for the loan approval, that said, both you and your co-signer don't really display that you have a stable monthly income to pay for the loan. 4.

I'm sure that's a huge weight off your shoulders. 

Both locations are bringing in roughly 80K per year combined, but could be commercially developed as the land is highly valuable in two rapidly growing areas.

I have used these on most of my projects and they do feel better than steel, and 1/3 the weight of cast iron.