Below provided this is your FIRST property and not another as an investor.Here are a few I have seen work:apartment sq footage is actually bigger than your house so find a big 2 to 4 unit with giant apartments with  more bedrooms and baths than your homeneed bigger apartment due to a new baby better school district for the kids versus yours which will be fully investigated by underwritingmoving closer to your job or for  a new job - get a new job :)in law situation where you will have an elderly parent in one apartment so you can  take better care of them and they will  not  pay rentSeparately you will be required to get an Appraisal on the current home to prove how much equity you have in it, 25% per fha rules IF you want  to be allowed to count the future rent that house would bring so Appraiser would also do a Rent Schedule to prove rent it could command.

all you are doing with a 15 versus a 30 is paying the loan down quicker at a slightly lower rate.

Month to month versus 1 yr, versus long term leases are another thing to think about.

PS - We've talked about taxes, property management pros and cons, pros and cons of self-managing, mobile home investing, our local market (Las Cruces and El Paso), public improvement districts and how our own city is looking to make improvements to grow our downtown into a thriving market, goal setting, success stories, pros and cons of new construction versus previously owned properties....a lot of great things...Just wanted to add that to my feelings of this group being a success...and also to add in some other "key words" that might get more people to see this post :) 

It's all about the teams you have helping you, and if you are buying a DIY property (versus a turnkey or through a company), I hihgly recommend you going there to shop for a property.

There is a world of difference between someone introducing you to a loan officer versus you just cold calling them. 

Based on a leveraged property versus an all cash property:1 - WHAT is at risk?

Have to be careful on these as you do not own the land but can typically depreciate 100% of the building versus a 75% building and 25% land ratio that most use as an average for a depreciation schedule.

On the new property it is a neighborhood A, versus the neighborhood B wholesale property.

Anyone using Podio w/ VAs and InvestorFuse versus other options out there.I've been working with podio for a couple weeks and don't have any organization.