Renters pay all utilities.  

For many office workers, I suspect the typical day at the office will consist of two hours of "remote" work from the car, four hours in the office, then two more hours on the drive home.

How do you deal with utilities since the house only has the 1 meter?

I am currently in the process of obtaining my first buy and hold property..my only dilemma is which route to go in order to finance the property..to give you guys an insight on my scenario I have good credit (740+)..access to down payment money (10,000-15,000)..no prior investment history..Im not sure if I can do a conventional loan because my debt to income ratio may be too high and from my understanding (correct me if I'm wrong) Hardmoney lenders are typically better used with flips and rehab properties..can anybody help me understand my options to financing my first buy and hold property😩..thanks, Shane

Typically, the hoa is responsible for failure of Their pipes, the "common" pipes in between walls and ceilings.  

What are the rules you typically abide by with buying a place with current renters?

I just spoke to a local property management company and they looked up my address and they are saying that I actually can only get $1,850/month with the tenants paying utilities.

He'd like to help, but is concerned about the master metering on the utilities.

It wasn't any one or two of those "typical targets" she mentioned that are/were to blame...it was the combination of all of them failing at the same time.  

@Andrew Postell What is the typical criteria for them to include the rental income of the next property?