They can afford a monthly payment and want to own a home not rent.  

Yes, not the perfect tenant as there has been missed payments, a good amount of late payments (a week or two) but in the end they always pay and they take care of the house so I work with them too.Thanks to all for your feedback.

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@Christopher Kolasa Hi Chris,He sounds like a genuine fellow, I would just make sure he can still make his payments as you take on this project.

Oooorrrrrrrr, talk to the seller and agree to put his name on the other property (have a good lawyer draw up papers) on a first mortgage spot in exchange for him financing the down payment too.

I'm planning a road trip to look at some select cities in North Carolina and Tennessee.

I'm planning a road trip to look at some select cities in Tennessee and North Carolina.

You cannot require electronic payment without an addendum to their lease. 

Low down payment, while they pay your mortgage and also you can use W-2 to work on student loans. 

If you currently have high interest rates, consolidating will greatly reduce your minimum monthly payment amount.