I have lived some of the issues you will bump into.

But you are talking essentially making three living quarters. 

They can be leveraged with commercial real estate loans that use the DSCR metric for evaluation; however, these are not under the “DSCR loan” product bucket.DSCR loans are for “business purpose,” only meaning that the owner of the property can not live in the property under any circumstances.

I currently live in lawrenceville, ga but I'm going to move to tampa, fl.

This is by no means to brag but I am living out my vision of being business owner, building long term wealth at a young age through real estate and having the freedoms to create my own schedule and building for the future for myself.

House hacking makes sense to me as long as I'm paying less than I would renting while I'm living there.

I live in a resort town, with a lot of second homes, so the market price for an average home is already pretty high.

I purchased a duplex, renovated and rented one side while living in the back unit for a few years. since then I have moved out and rented both sides while renting a house for less.

I live in a resort town, with a lot of second homes, so the market price for an average home is already pretty high.

Ideally, properties should have separate entrances for the main living area and the ADU, providing privacy.Kitchen and bathroom facilities should be easily modified or expanded to accommodate both the main residence and rental space.