You found one that will, and maybe those fees help them "stay in the green" on their balance sheets for those loan sizes. 

Thats why I suggest to get into earning bird dog fees and commissions before attempting to flip a contract.   

What is the HOA/co-op fee in the building?

I would recommend always including your property management fees in your analysis even if you do plan to self manage. 

I was quoted the following:Single family home/Fee Simple townhouse- 20% down payment: 5.875%- 25% down payment: 5.625%Condominium-20% and 25%: 6.375%- 30% down payment: 5.375% 

Do you pay a monthly fee? 

I imagine the fees could eat you alive with multiple accounts, but being I am totally new at this, I'm not sure what is the best method.Thank you for your time, knowledge and advice in advance.  

Our realtor said she can put together the FSBO paperwork, but are there different fees (or cheaper?)

I generally think the fee is worth it if I don't have to constantly worry about the property, and don't mind the hit to my cash flow since this investment is absolutely driven by appreciation. 

Not sure if I want to hang my license with a flat fee company to have access to the MLS and maximize return in investements.