I had to ask multiple times to get them to admit the annualized rate was around 18%.Their points and fees were also very high compared to other options.They claim to fund 100%, and they might.

So wanted to check with some experts here.

Become an expert and you will be rewarded handsomely, don't let some nay sayer tell you it's over.  

So I'm hoping to get some expert advice from the real professionals on BP.  

And again, there's nothing wrong with that...but at least admit it.You won't find a single example of anything I've ever posted here on BP that I've claimed was fact without supplying reasonable evidence to support my assertions (except maybe that assertion itself :-).  

There are many posts from not only me  but several other tax lien experts here on BP. 

I have been repeatedly requesting documentation to paper up this transaction showing altisource has the power and authority to act on behalf of the trust that owns the property with little success.Seller is now 6 days in breach of contract and claiming they have no paperwork to provide us (even though they have claimed this before) although I know for a fact documentation exists as they have provided another trust instrument.

My information is based upon several former employees of the credit bureaus and one expert witness who has testified before congress on this topic.

Then they have a claim and its denied because the house was empty.This is your error and you're going to have to eat the loss.  

Not sure about your local market but link up with a qualified agent that is an expert in your local market.