Leland and Trent you both  really opened up with  excellent advise.

@Jim Keller@Darren EadyThanks for the excellent information!

Nope, that insight only goes to folks with a little loyalty because I know that if they don't close on this one with me, they will close on the next, so I may as well let them know that the appraisal isn't credible to me.With jumbo: each private end lender is deciding for themselves how conservative or liberal they want to be with their guidelines, and processing/underwriting speed too, and then adjusts interest rate pricing (risk based pricing and/or paying overtime to underwriters) from there.

That is an excellent suggestion.

Btw, I really enjoy crunching numbers (Excel is my friend!)

However, since my family and I have worked with Shawn I would like to say that he is excellent and very professional.

You also have an excellent idea with the washable paint. 

@Marty Johnston is giving you excellent advice.

Nicole Ashey that's an excellent way to get exposure.

I pass a house all the time that is a vacant house (starting to fall apart, unkept, notice on window from county, mail piling up, ect.) that would make for an excellent flip in a desirable area.