Looking for recommendations for reputable hard money lenders or other creative ways to finance the project.

Scott, I actually contacted your company an pay for a consultation... but your packages were too expensive.. very creative and I bet these work great...but too expensive IMO.

@Aaron Pfeffer I like the creativity, but 100% LTV in 2nd for retirement funds is not good in too many ways.

Alternative/Creative investor financing to supplement what I've savedMore resources to learn and strategize a plan of actionNewbie strategies on Deal reviewTools to choose OOS markets to invest inOpinions on small investor partnershipsAny and all input on these matters would be gratefully appreciated.Warmly, Michael

Depending on your market, small multifamily may be extremely competitive to come by so you may have to get creative.

I like your creative thinking but no I don't think you should have your husband take out student loans to invest in real estate.

Bathrooms are not allowed by permit and you'll have to be very creative in how you furnish and provide a/c and heating; portable units are recommended. 

@Ryan Saint-AmourThe Phoenix market has been tough to cash flow in without getting creative (more money down, ADU, rent by the room, etc.).

Can you help us help this couple with your creative advice?

He is encouraging diligence, action, and creativity.