In fact some people double down on incorrect beliefs, even after conventional wisdom shows they are wrong.

Go in with 3.5% fha or even a 5% conventional.

The most common way to leverage a residential investment property is with a conventional cash-out refinance at 75% LTV.

I'm out of Conventionals! 

@Ryan Mainwaring According to guidelines you can cash out 70% of appraisal value under conventional loan.

Loans are also different as you no longer can borrow through conventional loans. 

If it’s recent, ( 6 months) you can do “delayed financing” which gets you a conventional mortgage without the cash out stigma.

I was wondering if anyone has had any luck getting a single wide mobile home to qualify for a conventional mortgage and if so what lender you found that would do it.

Does anyone have a recommendation for either national or local lenders (I’m based in LA) that will include short term rental income in a debt to income calculation to help finance a separate conventional mortgage?

I've been running some analysis and on most of the deals available (it's still a hot market down here regardless of C 19) and the rental values are usually $200-$400 lower than the mortgage cost with FHA 3.5%- conventional 5% loans.