That's ok so long as you have a solid plan for when you have a cap ex. 

We plan on using a money marketing account to save with until we buy our property to live in rather than it be a rental property after the next 6 years.

Investing in short-term rentals in Florida sounds like a cool plan!

We plan to act as the GC for permit coordination, but mechanical, electrical, and plumbing contractors will file their permits individually under our GC status.

I think the biggest lesson learned (other than my failure to buy bitcoin instead) was to ensure I had a solid cash flow plan to implement the vision.

Little background - As a married couple, since 2016-2022 we used a local well-known CPA in Austin,TX who prepared our taxes (and helped with some tax strategy/planning) for a W2 HIE + business owner.

He should be on a commission split plan for his sales.

. $100k down payment.Repair costs: Est: $88,000 Budget: $106,000Roof/gutter repair, landscaping, parking lot repair, electrical repair, Interior work including bathrooms, drywall, mold remediation.After repair value: $900,000The plan is to do a 50% cash-out refinance.

Especially with plans to revitalize the harbor finally getting traction and more importantly, The Orioles and Ravens looking to be powerhouses for years to come lol. 

If you go to work on your plan, your plan will go to work on you.