My Plan for Retirement was to accumulate a Portfolio of Rentals and then fix them all up to Sell one off every two years and go surfing and sailing and take care of my Health.

Bill's allusion to "illegality" may be based upon the health insurance industry and his correct reference to the negative issues forming of a group for the sole purpose of purchasing insurance in such a manner.

One thing you can do is call the Health Department.

They have strict guidelines to remove money which is almost impossible to remove (with exceptions like health conditions, primary home etc.).If I change company will i be able to get that 401k money.

I want to enjoy whatever years of life and good health I have and am happy to spend my money on things that make me happy.

If you did one big one and you wanted to reduce coverage, would you still be in good health?   

(I'm on a bodybuilding contest diet and rarely eat carbs so a meal like this was a big deal to me!)

I came to this place as I am selling a property in Australia and buying a rural property for a Health Retreat.

I agree with your thought process in that besides from my REQUIRED reserves, I should really be basing any additional reserves on the "health" of the property prior to making the purchase.Dan

Assesses his profit and business health regularly.