Since the crash, this property still did not recover, I also made a mistake back then and got myself tied into ARM mortgage for 10 years which turns into 20 years mortgage after 10 years and interest rate is variable depending on Libor rates, currently it is at 3.5%. 

Sorry for your bad luck.The relief valve is a safety device placed on a water heater to keep it from exploding when pressure builds up inside the heater as heated water expands. 

The locks are not to be changed as Jane is still on the lease and the landlord (YOU) will need access for fire and safety inspections and/or emergencies.

They have not been totally honest with me, made me feel like I was strong armed into the deal and the time line keeps getting pushed back.  

What's your opinion on the safety and quality of the area in that direct vicinity (2-3 block radius) and what are your thoughts on the potential appreciation or depreciation in real estate prices in Waterbury and specifically that area over the next 1, 5, and 10 years?

My landscaper is pretty good chopping down trees and not charging me an arm and a leg, but this one was right under the power lines and so I needed a tree service company take care of it.

@Jett Rao there is still lots of safety margin to cash flow in Calgary, right now it is just much less cash flow then before. 

Tenant demographic may or may not be a potential issue for prospective buyers.Sources for rents on the Carole Arms Apartments: https://www.apartmentratings.com/az/phoenix/carole...https://www.apartments.com/carole-arms-apartments-...As for W Desert Cove Ave in Phoenix (in the area north of Peoria Ave, east of I-17), I'd personally be hesitant to purchase there, but it all depends on the buyer's comfort levels regarding lower-income tenants.

Typically this would be an absolutely not legal scenerio for a buyer, violation of arm length transaction. 

In other words, it's a lot cheaper for the state to pay out unemployment than it is to pay out other safety net stuff.