Alternatively, the tenant could simply make minimum rent payments throughout the year, and when the CAM reconciliation is performed, the tenant would be billed for the entire amounts, since they had not made any of these payments during the year.

There are proven techniques to follow.

Or perhaps this is the wrong approach and you'd like to offer an alternative idea on getting the lender to take me seriously.

While some members have acquired such good deals on properties using their techniques that they were able to buy with no money down, that is not their focus.  

Its located in Gloucester County and it could potentially benefit from some of the port & alternative energy investments Gloucester county is trying to obtain.

It's a more advanced technique that requires specific knowledge (as you have found out) and most people don't possess that particular knowledge, They just don't want to look dumb for not knowing.

There are cheaper alternatives in New York.

Stessa even auto populated property tax information with just address entered, etc.Both alternatives have better information displayed on their dashboard then stessa but have some quirks.Rentastic doesn't allow you to sort your transaction data by column heading, some gripe but I need this.Landlord studio only allows you to see transaction data from one source at a time. 

You can't do that on an older home in the right Market, I can do 15% on an older home long-term wise if the home was purchased with good real estate acquisition techniques

I am a highly motivated person who is always open minded to learning new techniques for making money to reach financial freedom .I am currently becoming familiar with wholesaling contracts to investors , subject to’s, and owner financing with lease options .I have started my own company with the knowledge I have obtained from learning online (wish I had a mentor ) I am hoping to meet new highly motivated people who are willing to share their story with these making money strategies and hopefully meet a mentor along the way!