You have actually been talking with my husband @Matthew Hipp recently.

As long as you have some sort of income to document your that you were actually Self Employed and not "Self Employed".

I've begun to wonder if my initial dislike towards properties with CDD & HOA fees would actually be a good idea considering they have community pools.

We're actually scheduled to meet tonight, if you can make it?

I actually used to work at the small hardware store there in Plano and then at the nearby Home Depot in Yorkville!

You are assuming both markets are the same...and because of that, a $60k house in Ohio is the same as a $60k house in Memphis...and you'd be 100% wrong.That $60k house in Ohio, based on that market, could actually be a better house than the Memphis one.  

I've begun to wonder if my initial dislike towards properties with CDD & HOA fees would actually be a good idea considering they have community pools.

"Effectively, borrowers will be tested against their ability to pay their mortgage if actual rates were as high as the Bank of Canada's [reference] conventional five-year mortgage rate, which is currently 4.64 per cent."

I'd also add that an investor may not actually need to own more than 10 properties, if they are high quality properties.

All my carpet jobs have been small and either wouldn't have qualified for the specials or hd couldn't get me scheduled fast enough, so I haven't actually used them to know if this is true.